Debt Collection Defense Attorneys Near You
View Our Credit Card Defense & Debt Defense Lawyers’ Results
Services
Debt Relief
Mortgage Relief
Tax Relief
Student Loan Relief
Real Results from our Debt Collection Defense & Credit Card Lawsuit Settlements
Our Law Firm provides professional and effective debt relief services nationally. We are a real law firm, with real Debt Relief Lawyers, Certified Debt Settlement Specialists, and real Bankruptcy Lawyers for worst case scenarios. We are ready to tackle your financial problems.
Results from Our Debt Collection Lawsuit Settlement Services
We can’t put all our results on our website from the Lawsuits, Judgments, Bank Levies, Property Liens, & Wage Garnishments we’ve negotiated, but by clicking on the links below, we hope to show you a few things:
- We’ve been doing this for Many Years and have Tons of Experience
- We offer various options, not just one
- We’ve worked with Many Different Creditors, Collection Attorneys, and Debt Purchasers, and
- WE GET THE JOB DONE!
*All settlements are represented as a percentage of the debt paid back.
For example, a 40% settlement means that you’ll pay back 40% of what you owe and 60% is forgiven.
43% HSBC Lawsuit debt settlement
41% Department Stores National Bank Lawsuit
35% FIA Bank of America Judgment
50% GE Money Synchrony Bank Lawsuit
35% FIA Bank of America Lawsuit
37% Department Stores National Bank Lawsuit
36% GE Money Synchrony Bank Lawsuit
31% GE Money Synchrony Bank Judgment
28% GE Capital Synchrony Bank Lawsuit
27% FIA Bank of America Lawsuit
26% New Century Financial Lawsuit
Student Loan Wage Garnishment Cancelation
80% Legal Fee Dispute Judgment
78% Capital One Wage Garnishment
51% GE Money Synchrony Bank Judgment
57% Student Loan Wage Garnishment
52% GE Money Synchrony Bank Lawsuit
58% Bank of America Wage garnishment
55% Bank Lien Default Judgment Vacated
41% First National Bank of Omaha Lawsuit
41% Department Stores National Bank Lawsuit
45% FIA Bank of America Lawsuit
50% GE Money Synchrony Bank Lawsuit
50% GE Money Synchrony Bank Lawsuit
39% FIA Bank of America Wage Garnishment
60% Midland Funding Wage Garnishment
40% Crown Asset Management Lawsuit
40% FIA Bank of America Lawsuit
42% First National Bank of Omaha Lawsuit
50% Atlantic Credit & Finance Judgment
49% Target National Bank Lawsuit
49% Department Stores National Bank Lawsuit
49% Department Stores National Bank Lawsuit
49% Department Stores National Bank Lawsuit
50% Discover Judgment Bank Lien
35% FIA Bank of America Lawsuit
35% FIA Bank of America Lawsuit
35% FIA Bank of America Lawsuit
25% FIA Bank of America Lawsuit
32% GE Money Synchrony Bank Lawsuit
74% Capital One Wage Garnishment
73% Capital One Wage Garnishment
60% Bank of America Wage Garnishment
31% FIA Bank of America Lawsuit
29% FIA Bank of America Lawsuit
30% FIA Bank of America Lawsuit
30% FIA Bank of America Lawsuit
10% Credit Union Property Lien
20% American Express Property Lien
22% Debt Collection Lawsuit Defense
21% Crown Asset Management Lawsuit
Student Loan Wage Garnishments
50% Worldwide Asset Purchasing Lawsuit
Are you looking for professional advice?
Let Us Help You!
At The Law Offices of Kenneth H Dramer PC, before we make any recommendations, our debt lawyers, certified debt relief specialists, and paralegals are trained to ask the right questions to find out about your specific situation. Based on your current income and your financial hardship, we will determine which course of action will work best for you. We do not only offer one path, as no one process can solve everyone’s needs. We will take our time with you and help evaluate what your best course of action should be. CALL NOW FOR A FREE CONSULTATION and one of our advisors will be there to get you started on your path to financial freedom. There is no obligation to enroll, so don’t delay.
One way or another, we can help!
Debt Relief Attorneys
Learn about your options.
See what you can save.
Contact Us Today.
Debt Relief Attorneys
Learn about your options.
See what you can save.
Contact Us Today.
How Dramer Law Handles Our Debt Collection Lawsuit Defense Cases
Read More by Expanding the Below:
Free Consultation, Fact Finding, & Financial Analysis
When you call our firm, we will want to know how and when your financial hardship began as well as what the current status is, to get a better understanding of what you are experiencing. Our staff is trained to ask the right questions to make sure that no stone in your financial picture goes unturned. Any representative that will speak with you will have a minimum of 10 years experience
We analyze your current financial situation including your assets and liabilities as well as your current cash flow, allowing us to narrow down our services more specific to what you can afford. This step is critical in any of our processes as we ensure that whatever service we recommend will be within your budget and therefore you’re more likely to succeed.
Full Disclosure, Recommendation, & Customization
There are multiple options for each problem we encounter so based on your analysis; we will then tailor fit the best option to the individual needs of your budget. We will explain in great detail all aspects of each process including the risks & fees – not just how much money you can save. Nothing will be hidden from you as we are a full disclosure law firm.
Our Relief Specialists are NOT Paid a Commission so there will be no sales pressure at our law firm. There is no obligation to retain our services. You will be given all the facts you need, and then you will be given plenty of time to think things over. Debt relief is an important decision, and we won’t rush you! We have worked hard over the years to earn the reputation we have by giving honest advice to those in need rather than the advice that benefits our bottom line!
Limited Power of Attorney & Authorization to Communicate
Lenders are Sent Notice of our Representation
Once retained, we immediately send a copy of our Limited Power of Attorney to your creditors, debt-collectors, or attorneys. Sending notice of representation is the first step in curbing any creditor or collector calls you may be receiving. We do not want you to be harassed – we’ll take over the calls for you.
The Fair Debt Collection Practices Act (FDCPA)
Once any third party servicer, debt collector, debt purchaser, collection attorney, foreclosure attorney, etc. receive our Limited Power of Attorney, they are obligated to contact us directly on your behalf. Failure to do so is a violation of the FDCPA, and we will sue them for you. There is no fee charged to you if we do not win your case, and if we do win, you can win up to $1,000 per violation, and the collector in violation will pay our attorney fees for you. It’s basically free money!
We Get the Job Done!
We are Incentivized to Perform
Our mortgage negotiation services are offered a fee structure as such that you pay part of the fee when retaining our firm and part of the fee only if we’re successful. The success fee helps ensure we are incentivized, so you’ll know we have your best interests in mind. We don’t benefit from getting you to hire our law firm, but instead, we benefit when we get the job done for you. You pay for our performance – and that’s what we do – we perform! We never agree to anything without first consulting with you and getting your approval. It is your debt and your money, so you have the final say in all of our negotiations
We Work Efficiently & Quickly
The combination of our experience, well-trained representatives, long hours, and state of the art software, allow us to accomplish more in any given day than most other firms only dream about. This can be said for ANY service we offer from negotiations to litigation to bankruptcy. We work quickly on your behalf as the longer you delay with a deed in lieu of foreclosure, the more fees your lender will charge. We will be in touch with you throughout the process to keep you informed and are available when you need us.
Why Dramer Law for Your Lawsuit Settlement & Debt Relief Needs?
Debt is Our Specialty
Other companies and law firms offer debt relief – we specialize in it! We only provide services that assist our clients who are struggling financially. Our clients have unique needs that we can cater to, compared to those of other law firms that are general practices. We offer all debt relief options, and we service our clients like family. When trying to settle for less – you should never settle for less than the best!
Lower Fees
Since our clients don’t have tons of money to spare like attorneys that practice in other areas of law, we charge lower fees so our services are affordable for anyone that needs help. Unless your case involves one of our attorneys having to go to court, our negotiation service fees are flat fee based not charged hourly.
One on One Client Service
All of our client relationships are One on One. You’ll have one individual client service representative that will be your point of contact, and you’ll build a relationship with them, so they’ll know what you are going through. Aside from treating you with the utmost care possible, this means you won’t have to deal with multiple people and re-explain your situation to a different person each time you call. This saves time for you and eliminates any extra stress for you as time is money and being stress-free is just as important as being debt free!
Client Service Response Time
All of our attorneys, paralegals, and negotiators dedicate themselves to providing the best possible experience while achieving results. We are available long hours but should we happen to be unavailable for any reason we pride ourselves on returning calls and emails right away, not several days later like most attorneys.
Our Reputation
Many companies do nothing for the high fees they charge. We have heard many horror stories. These companies aren’t proactive; they put no effort into negotiations, they don’t even return your calls let alone calls from lenders and servicers! These actions cause collectors to seek other measures to collect, often meaning lawsuits. We typically repeatedly work with the same companies and are known for resolving accounts so, therefore, have an excellent reputation with industry lenders and collectors. This benefits you when we contact these companies on your behalf, they know the accounts will get resolved, and therefore we are usually able to avoid legal action!
Other Services
Many times, when we successfully get our clients out of debt, they still need assistance with other areas of their financial life. We offer many different services for those struggling with debts in other areas including Business and Consumer Debt Relief, Mortgage Relief, Tax Relief, & Student Loan Relief. When Debt is the Problem – We Have the Answers!
Client Testimonials
Getting Started is Easy…
Call Now for Your Free Consultation
Call today for your free consultation with an experienced member of our team who will ask the right questions to determine the best course of action. They will go over each option that will make sense for your situation and will be sure to discuss in detail the pros and cons of each.
See How Much Money We Can Save You
Each option will have its own savings potential. Keep in mind the greater the downsides a choice may have the greater the potential for savings. Our debt relief representatives will be sure you understand the cost benefits and will be sure to disclose our fees fully.
Retain Our Law Firm and Let the Savings Begin
Once retained, we waste no time in taking action. We will work quickly and efficiently to bring a successful resolution to your situation. You will be assigned a specific member of our team that will be in constant contact with you throughout the process.
You have nothing to lose except for your debt!
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