Timeshare Cancellation, Exit, Termination, Settlement, & Release


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Timeshare Relief Attorneys

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Nationwide Team of Timeshare Exit Attorneys

If you are seeking timeshare relief after you were lied to by a timeshare sales representative, or if high-pressure sales tactics were used to get you to buy a timeshare, or even if you can simply no longer afford your timeshare, our timeshare lawyers might be able to cancel your timeshare contract & save you thousands.  If you want to get out of a timeshare contract, our timeshare attorneys could help you get rid of your timeshare and the costs associated with it.  Timeshare contracts are legally binding, but that doesn’t mean that you are stuck in the contract forever.  Finding legal ways to void your contract or protecting you if you are in default is exactly what good lawyers are for.  Our timeshare attorneys have years of experience applying the various Consumer Protection Laws and can help you get rid of your timeshare legally, through a process known as “Timeshare Cancellation” (also known as “Timeshare Release”).

Our timeshare lawyers can help determine which of your consumer rights were violated by the use of unfair and deceptive sales practices for the financial gain of the salesperson and timeshare resort and then may be able to cancel your timeshare contract.   Whether you were deceived, didn’t know how to tell the high-pressure salesperson that you were not interested, or just can no longer afford to pay for your timeshare, our timeshare relief lawyers can help you get rid of your timeshare contract – legally!

Have You Fallen Behind on your Timeshare Payments?

If you have fallen behind on payments for your deeded timeshare but haven’t cancelled your obligation, the resort can foreclose to take back your timeshare, similar to a homeowner facing foreclosure.  The difference is when a home is foreclosed upon, the home can be sold for fair market value and the bank recuperates some or all of the money owed to apply towards what they are owed.  When a timeshare resort forecloses, your timeshare has no fair market value (a simple internet search will show hundreds of timeshares listed for sale online for $1.00 that still fail to sell) so when the resort forecloses, it won’t collect anything to apply towards the balance they claim you owe leaving an amount left owing even after you lose your timeshare, known as a “deficiency balance“.  Timeshare resorts can be very aggressive with their collection efforts for deficiency balances.  They can send your account to collections, can mark your credit, and can even sue you to collect what is owed under the contract you signed (Mexican and Caribbean Resorts too).  If you do nothing once you are sued, a judgment will be entered against you which can then be used to freeze bank accounts, put liens on your other property, and even garnish your wages (collection laws vary by state learn more on our collection defense page).

If you are behind on your payments, do not wait to get help.  If you have already been sued, we can help!  If you have not been sued yet, it is best to be proactive and seek legal help as soon as possible to help avoid lawsuits.  Call for a free consultation so one of our timeshare lawyers can discuss the best exit strategy for your timeshare divestment.





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How to Get Out of a Timeshare Contract Legally

Here are Your Options:



Timeshare Termination

Also known as a “Timeshare Exit” this option will end the timeshare contract so you would no longer be responsible for any new fees; however, you would still remain liable for charges incurred up to the date of termination.


Timeshare Cancellation

Our most common timeshare service in which we will try to void the timeshare contract completely, including any past, present, or future fees.  With this option, we may even be able to get money refunded back to you from your resort.


Timeshare Deed in Lieu

This works for deeded timeshares and is also known as a “Timeshare Deed Back”.  We could negotiate the return of your deed to the resort and avoid the foreclosure process cancelling your future financial obligation to pay.

Timeshare Quit Claim

If you own a timeshare and want to transfer your rights to another party or if you want to add or remove parties to and from your current deed – our lawyers can help. Typically, for a Quit Claim, you will need to own your timeshare free and clear.

Timeshare Lawsuits

If you feel like you were taken advantage of and don’t want to just cancel your contract but instead want to sue for potential damages, you should call for your free consultation and case review.


Timeshare Settlement

If you have already fallen behind on your timeshare resort payments, our experienced arbitrators can negotiate the payoff to a lower amount making it easier to afford and saving you money too.



You can even get rid of your timeshare by filing Bankruptcy.  This should only be your final resort to deal with a timeshare – used mainly if you are also overwhelmed with other obligations in addition to your timeshare.



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Our Timeshare Lawyers Can Help You Cancel

Even After Your Rescission Period


If you are still within the time frame of the “Rescission Period,” you are able to cancel your contract agreement and get back any deposits paid as long as you follow the instructions of the timeshare contract.  Once the rescission period has expired, you can still cancel or terminate the contract, but if not done correctly there can be potential consequences as there would be when breaking any contract.

Timeshare cancellation and release is a specific area of law in which we practice.  If your rescission period has ended and you have unsuccessfully tried to either sell, transfer, terminate, or cancel your contract to no avail, your best choice may be for you to lawyer up and show the timeshare company that you mean business!  We can help without you ever having to step foot into a court room and only charge a fee if we are successful – so we will help you or you will not have to pay us a penny – GUARANTEED!   

Our timeshare lawyers have successfully helped many people either cancel, terminate, settle, and transfer their timeshare contracts legally and WE CHARGE $0.00 IN UPFRONT FEES!  So with our experienced timeshare exit attorneys helping, you have nothing to lose – except for your timeshare! 

Do You Recognize any of these Deceptive Sales Tactics?

Were you given gifts or money to go to a timeshare sales presentation?

Were you told a timeshare is a better value than paying for a vacation each year?

Were you told a timeshare is an investment opportunity that will increase in value?

Were you told It’s easy to rent or sell your timeshare to another party?

Were you told you could cancel your timeshare contract at any time?

Were you told the price offered was specific to you and only good for a certain time?

Were you promised there would always be availability are not be able to book when you want?

Were you told you’d be able to use your timeshare to vacation anywhere at any time with a point system?

Did The Salesperson Fail to Mention Disclosures?

Timeshares should not be purchased with the intent to resell – because you will most likely not be able to sell.

Timeshares should not be purchased as an investment – an investment implies a potential to profit.  You timeshare will have little to no value since you will most likely not be able to sell your timeshare and is therefore not an actual investment.

Timeshare companies may do repairs without your consent, and you are responsible for the costs – Many resorts are constantly being renovated and repaired due to damages from severe weather among other things.

Timeshare maintenance fees will continue to increase over time – In addition to raising your maintenance fees to add profits to their corporate bottom line, when resorts lose money, they will raise your maintenance fees.  A resort’s expenses can cause a hike in your maintenance fees.  When other timeshare owners don’t pay, which occurs at an increasing rate over time, those owners’ maintenance costs are passed onto the remaining owners, and the resort raises your fees even more.

Timeshare responsibility will be passed on to your heirs – this is why your timeshare comes with a deed, for property tax purposes which are linked to inheritance laws which is why your heirs are take over your responsibility.

Timeshare contracts are subject to change at any time without your consent – the contract typically gives the timeshare company the right to add to, modify, and delete benefits and services.

Most resorts do not deal with timeshare exit companies but will only deal with law firms. 

Get Legal Assistance for Your Timeshare.


How Dramer Law Handles Timeshare Relief Cases

Read More by Expanding the Below:

Free Consultation, Fact Finding, & Analysis

The First Step Is Your Free Consultation

When you call our firm, we will want to know more about your situation.  We’ll want to learn as much as possible about your timeshare experience, including how you came to buy a timeshare in the first place, what you were told by the sales representative, and how it differs from what you’ve actually experienced.  If the reason you want to get rid of your timeshare is mainly due to financial hardship, we’ll want to know how your hardship began as well as the current status. 

Our staff is trained to ask the right questions to make sure that no stone goes unturned.  Any representative that will speak with you will have a minimum of 10 years experience.  We will narrow down our services more specific to your needs.  This step is critical to ensure that whatever service we recommend will be the best service for you.

Recommendation & Full Disclosure

We offer multiple options

Based on your needs analysis, we will then choose the best option for you.  We will explain in great detail all aspects of each process including the risks – not just how much money you can save. 

We are a full disclosure law firm

You will be given all the facts you need, and then you will be given plenty of time to think things over.  Our counselors are NOT paid a commission so there will be no sales pressure at our law firm as there is no obligation to retain our services.  Cancelling your timeshare is an important decision, and we won’t rush you!  We have worked hard over the years to earn the reputation we have by giving honest advice to those in need rather than the advice that benefits our bottom line!

Limited Power of Attorney & Authorization to Communicate
We Send Your Resort Notice of our Representation
Once retained, we immediately send a copy of our Limited Power of Attorney and all necessary documents to your timeshare resort, or other necessary parties such as their debt-collectors or attorneys.  Sending notice of representation is the first step in curbing any phone calls you may be receiving.  We do not want you to be harassed – we’ll take over the calls for you.
The Fair Debt Collection Practices Act (FDCPA)
Once any third party servicer, debt collector, or collection attorney receive our Limited Power of Attorney, they are obligated to contact us directly on your behalf.  Failure to do so is a violation of the FDCPA, and we can sue them for you.  There is no fee charged to you if we do not win your FDCPA lawsuit, and if we do win, you can win up to $1,000 per violation, and the collector in violation will pay our attorney fees for you.  It’s basically free money!
We Work to Succeed
We Work Efficiently & As Quickly as Possible
Our experienced, well-trained representatives, work long hours using state of the art software, allowing us to work efficiently – we work hard and smart!  This can be said for ANY service we offer from negotiations to litigation to bankruptcy.  We work as quickly as we can on your behalf!  We’ll be in touch with you throughout the process to keep you informed and will be available when you need us.
We are Incentivized to Perform
The others that provide Timeshare Relief services benefit by getting you to hire them not when they perform since most charge enormous fees upfront when you hire them.  If you pay a company all the money upfront, ask yourself – where is their incentive to perform for youWe differ because we charge zero in upfront fees so therefore don’t benefit when you hire our law firm, but instead, we charge a success fee only once we succeed – making our incentive to work hard and succeed for you putting your best interests in mind.   You pay for our performance – and that’s what we do – we perform!  We never agree to anything without first consulting with you and getting your approval.  It is your timeshare so you will have the final say in all of our negotiations.
Are you looking for professional advice?
Let Us Help You!

If you need help with your timeshare, give us a call to understand your options.  At The Law Offices of Kenneth H Dramer PC, before we make any recommendations, our lawyers, paralegals, and legal assistants are trained to ask the right questions to find out about your specific situation.  We will help determine which of our services will work best for you.  We offer multiple options and will take our time with you and help evaluate what your best course of action should be.

Through our network of Local Counsel Attorneys, we can help nationwide.


There is No Obligation, So Don’t Delay…Get Your Free Consultation Today!

Why Choose Dramer Law for Timeshare Relief?

We Specialize in Timeshare Law

Other companies and law firms offer timeshare relief – we specialize in it!  We do not offer any services that aren’t strictly related with clients that are struggling financially so our clients have unique needs, compared to those of other law firms, that we can cater to.  We offer all timeshare relief options and we service our clients like family we’ll explain all your options and won’t rush you through this difficult time.  You should never settle for less than the best when trying to rid yourself of your unwanted timeshare.

Affordable Contingency Fees

WE DO NOT CHARGE UPFRONT FEES allowing you to get your relief started as soon as possible!  We charge success fees only and when that time comes, we make our fees affordable allowing payments over time!  

One on One Client Service

All of our client relationships are One on One.  You’ll have one individual client service representative that will be your point of contact and you’ll build a relationship with them so they’ll know exactly what you are going through.  Aside from treating you with the upmost care possible, this means you won’t have to deal with multiple people and re-explain your situation to a different person each time you call.  This saves time for you and eliminates any extra stress for you as time is money and being stress free is just as important as being timeshare free!

Client Service Response Time

All of our attorneys, paralegals, and staff are dedicated to providing the best possible experience, while achieving results.  We are available long hours but should we happen to be unavailable for any reason we pride ourselves on returning calls and emails right away, not several days later like other firms.

Resort Response Time

If a company doesn’t return your calls in a timely manner, do you think they will be timely in responding to communications from your resort?  With little effort, how hard do you think they are working to negotiate your cancellation?  Many companies do nothing for the high fees they charge.  These companies aren’t proactive and they put no effort into negotiations!   If you search the internet you will see horror stories caused by the actions of unresponsive companies leading to timeshare foreclosure and lawsuits.

Other Services

Many times, when we successfully rid our clients of their timeshares, they still need assistance with other areas of their financial life.  We offer many different services for those struggling financially with Business Debts, Personal Debts, Past Due Mortgage Payments, Back Taxes, Student Loans, and more.  When ANY Debt is the Problem – We Have the Answers!

Client Testimonials

The court proceedings were annulled, and agreeable working terms were consolidated with my creditors

“Having to deal with a debt collection and settlement situation is a scenario that can certainly occur to anyone, irrespective of their station in life or how judicious they might have been in managing their finances. I was very ill-prepared to deal with this situation when it confronted me. By shear chance, pretty much stressed out on my options, I stumbled on www.Dramerlaw.com on my very first internet search. This was indeed my first port of call; I talked to Michael and I had the gut feeling I could work with them. I have not only been happily surprised, but very satisfied with my collaboration with Dramer.  Michael, my principal liaison from day one has been very professional, available, applied, assiduous, and reassuring throughout this relationship; it is hard not to state it in such glowing terms, when it is what it is. From communications via phone calls, faxed messages, and e-mails I was able to receive and transmit all the paperwork relevant to my case. The court proceedings were annulled, and agreeable working terms were consolidated with my creditors. Equally appreciative is the post-resolution services and relationship that Dramer offers. Please give Dramer a try and I’d bet you will express your satisfaction in even more glossy terms.”  N.T. Oneaonta, NY.  12-22-2017

I wouldn’t go anywhere else.

“The Law Offices of Kenneth H. Dramer are extremely knowledgeable and dedicated. They completely turned around a very trying situation for me. I had a million questions and was pretty lost about what steps I should take next and Mr. Sininsky, quite patiently explained everything to me. I wasnt even their client at this point and they were already going above and beyond. I didn’t feel rushed or like I was being blown off. It was that unfront honesty and eagerness that sealed the deal for me. Once hired the process was thoroughly explained to me and it was about as effortless (at least on my end) as humanly possible. Mr. Sininsky was personable, honest, deligent, and stayed in communication with me every single step of the way. I never felt at anytime like I was getting less than 110% from them. If I have any other legal issues that fall within the area in which their office practices, its literally a no brainer for me, I wouldn’t go anywhere else.”  Teresa J.,  Bronx NY.  12-14-17

Very sharp and on point. Their price is very reasonable.

“Like most people bankruptcy never crossed our mind. My husband and I owed  a lot  of debt due to closing of our business, but we still tried to payoff debtors little by little. Until we got hit with a summons from the court ( for over 100K lawsuit). We research all over the internet and called many law firms and layers. Many of them ask what we want to do?.. We wouldn’t of call if we know what to do. And some offered hardship /debt relief or settle your debt for less.. no matter what you call it at the end you still have to pay  the creditors, the debts collectors and the lawyer. In our case there is no way we can payoff everything. Many random phones calls later, we were fortunate to come acrossed Mike, he has explained  to us bankruptcy doesn’t  mean we will lose our house or car.  As couple we are able keep certain amount of assets. We were also worried about our credit score, the bankruptcy record will stay in your record for 7 years ( our score were poor anyway).  There aren’t that many reviews on the internet about them and like most people we’re not sure if we can trust them.  Give Mike a call and a chance, his very sharp and on the  point. Their price is very reasonable.  Bankruptcy was the best choice we made and the cheapest way out. Now half year later we are debt free, no need to worry from phone calls from debts collectors.  Get to keep our house and car, even our credit score went up.  Don’t understand why we didn’t  do it  sooner I guess we were like a lot others  going day by day try to be nice by paying off little by little.  Thanks!”  JC,  Queens, NY.  7-7-2017

They were extremely professional and made the process easy

“The Law Offices of Kenneth H. Dramer P.C Attorneys at Law were efficient in handling by bankruptcy case. They were extremely professional and made the process easy! I highly recommend them.” – Jamie M.  Seaford, NY 5-30-2017

They're highly recommended

“They were very helpful. They were able to reduce the money I owed to less than the original amount. Mike handled my case, he’s very professional and efficient, he made sure I understand the whole process, any questions I have are answered promptly. They’re highly recommended.” Rodolfo P.  Queens, NY   6-27-2018

It has been an absolute pleasure working with you

“I just wanted you to know it has been an absolute pleasure working with you. You never made me feel harried, pressured or overly anxious about paying off my bills. I wish everyone would be like that.  Thank you again & i hope you don’t mind if i touch base with you the future, just to give you updates on how things are going.  Be well.”  Mary R.  Bayshore, NY  4-30-2018

I would highly recommend Dramer Law for your debt settlement needs

“I would highly recommend Dramer Law for your debt settlement needs.  A few years ago my husband and I had accrued entirely too much debt and no matter how hard we worked or how much we tried, we were unable to keep up with our bills and making the minimum payments was getting us nowhere. The best decision we could have made was to begin the debt settlement process. Most of the debt was in my name so I contacted Dramer Law . I have been extremely pleased with the efficient, attentive, reliable service provided by Michael Sininsky. I was initially hesitant to enter into any debt settlement program but now, without hesitation, I will say it was the best decision I could have made . From the initial consultation and throughout the entire process ,Michael patiently and fully explained everything.  Any questions I had were addressed rapidly and any messages I left were returned promptly.  I/we started out with $87,555.84 total debt and ended up paying back $26,020.71. That’s a savings of $61, 000.500 , or a 70% discount off our balances. I’m so happy we decided to go with Dramer Law and cannot thank Michael enough for all his hard work and professionalism.  Any fees paid to Dramer Law were very fair and minimal compared to what I was paying to the credit card companies each month.  Being debt free is such a relief- now we can move forward and put our money toward our kids college educations and save for our future.I am happy to recommend them and am so glad I contacted them a few years ago.  Sincerely,  Susan M.”  Commack, NY 3-27-2018

We would highly recommend their services for debt reduction and settlement rate negotiations

“Michael Sininsky is professional and responsive in every aspect of all services provided.  Readily responds to questions and concerns in detail. Proactively addresses potential barriers and issues to prepare clients of required actions and response sets. We are very satisfied with the work and support provided by Michael Sininsky and The Law Offices of Kenneth H. Dramer. We would highly recommend their services for debt reduction and settlement rate negotiations.”  – John & Pat T.   Valatie, NY  5-30-2017

Your promptness, efficiency, and trustworthiness have always been beyond my imagination.

“Thank you very much. Your promptness, efficiency, and trustworthiness have always been beyond my imagination. Perhaps I will be like that one day (in another life).” Peter L    Valley Stream, NY  3-2-17

Thanks for being so helpful

“Thanks for being so helpful i am glad for your help  I hope I can send  some client  your way  thanks  so much”  –  Audrey.  Arverne, NY 2-6-17


Not only did you get me out of debt but you gave me a freedom that can’t be described.

“Happy new year!  Of course I want to thank you further than what I wrote. I can not thank you enough for giving me freedom from debt. As you know being in debt that you can’t see your way out of causes so many restless nights and a lot of stress and anxiety. A few years ago I could not imagine a way out of this hole that I dug myself. I literally was paralyzed by fear and could not even face the mail. I kept hoarding mail and it overwhelmed me. With just one meeting with you, you gave me hope that just maybe I too could live debt free and once again become a responsible spender. Not only did you get me out of debt but you gave me a freedom that can’t be described. I am able to once again look others in their eyes. I feel as though a weight has been lifted that burdened me physically and mentally for a long time. Not only did you help me do this, but I have learned some other valuable lessons that are priceless like don’t spend beyond your means and if you don’t have cash for it don’t buy it. Thank you for helping me. I am eternally grateful to you and the rest of Dramer Law. ”  –  Anne G. – Brooklyn, NY  1-2-2017


Thank you so much for your help. I’ve said it once, and I’ll say it again – you are greatly appreciated!!

“When I initially called, I spoke to Mike.  I want to say, he immediately put my mind at ease.  He explained your retainer fee; that costs for filing papers; phone calls, and other incidentals, would be deducted from that fee and, if any fees were due at the end of the process, I would be liable for those additional fees.   Mike was able to work with me, keep me calm and focused, and I have gone from being in foreclosure to NOT being in foreclosure!!  I’m so relieved.  Mike spent time communicating with me either by e-mail or phone.  He kept me up-to-date about the process of this whole mess I got myself into and he was truly a comfort to me these past few months. I hope other staff in your office are as efficient and compassionate as Mike is.  He’s truly an asset to your business.  Mike – Thank you so much for your help.  I’ve said it once, and I’ll say it again – you are greatly appreciated!!”  –  Susan F.  Copaigue, NY.  6-13-16


I was very pleased…

“I was very pleased with the legal services I received from the Dramer Law Firm regarding settling a debt collection matter with a very stubborn collection service”  J. V. – Cobleskill, NY. 5-26-16


I am very grateful….highly recommended

“I am very grateful of Michael Sininsky’s assistance to get through the process. He is very professional and extremely helpful. Highly recommended.”  G.P.   Floral Park, NY.   2-2-2016


Very extremely effective in working with me to reduce my consumer debt

“I highly recommend the services of The Law Offices of Kenneth H. Dramer and Michael Sininsky. Although I wish I had never put myself into the position to need this companies services, Mr. Sininsky was very extremely effective in working with me to reduce my consumer debt. During the entire process, he and his team were able to handle communications with the creditors, and successfully negotiate the terms and balances on my accounts. Thank you again for all your help – Greg T.”  Long Island, NY. 1-21-16


Excellent, excellent service. Highly recommended.

“Excellent, excellent service. Highly recommended. Handled my debt in a month and cut it in half. Worked with Michael who was so patient and was very understanding. Very pleased with the results.”  S.P.  Bronx, NY 11-24-15 review posted on Yelp.


Please accept our gratitude for all your help

“Hi Michael, Just wanted yo drop you a note in appreciation for all you have done for Bob & I in regard to  the Capital One situation.  Your guidance, understanding and expertise were very comforting to us .Of course we are so happy that this situation is now settled.  Again, please accept our gratitude for all your help.  Bob & I wish you a Happy, Healthy Holiday Season.  FONDLY BARBARA & BOB G” Brooklyn, NY 11-16-2015


I’m very happy

“I think you and the company basically do a good job and I appreciate it. As I mentioned before the only thing is I’m interested to see when the payments I’ve made start showing up on my credit report as it’s still very low.   Overall, though, I’m very happy.”  Mike S.  Baldwin, NY  8-3-15


I would highly recommend this firm to anyone going through financial difficulty and need good advice.

“I was so happy to have been represented by the law firm of Kenneth H. Dramer. They were so helpful at a very difficult financial time in my life.  They advised me every step of the way through the difficult process of bankruptcy.  If I had any questions or concerns they would answer any questions very quickly and patiently.  I would highly recommend this firm to anyone going through financial difficulty and need good advise. ”  Lillian L.   Queens, NY 7-20-2015


I thank the company and Michael for giving me peace of mind at this point

“I was deeply in debt and after I tried everything I could think of -including a reverse mortgage-I heard of this law firm and I was told to contact Michael Sininsky.  Michael explained the process in detail and even though I was quite hesitate I feel this was the best option for me.  He was kind, calming and very thorough.  In hindsight I wish I had declared bankruptcy but this was clearly my decision.  I thank the company and Michael for giving me peace of mind at this point.”  Sue R.  Allegheny Co, PA  6-15-15


Thank your law firm for helping us get out of debt and back on track

“To Whom It May Concern ,  We would like to thank Michael Sininsky and your law firm for helping us get out of debt and back on track . Michael was always professional and courteous as well as efficient . Any email or phone call was returned immediately with answers to each question or concern we had .    We would like to say Michael Sininsky is an asset to your company . We were thankful that he had our account .       Sincerely , Robert & Michele A.   Whitestone, NY 5-25-2015”


I would like to express my gratitude

“I would like to express my gratitude for your perseverance in assisting me through the toughest time of my life.  Getting out of that debt was like taking a huge weight off my shoulders.”   Cory K.  4-20-15


Thank you from the bottom of our hearts for all of your efforts in getting us through this!

“Nicki and I are ecstatic, she is so happy she is in tears!  This has been a long journey and you have taken us through it just as you promised.  We think back at how hopeless we were feeling when we first contacted you and your firm, how reassuring it was to speak with you and how you empowered us to get this dark cloud behind us.  This year, my wife and I will be celebrating 25 years of marriage and I can’t think of a better 25th  wedding anniversary gift than this!   Thank you from the bottom of our hearts for all of your efforts in getting us through this!  Most Sincerely,  Ken and Nicki K”   Highland, NY.  4-6-15



“Dramer handled my case very professional.  They were patient and very helpful with my case. Recommended!”   Alex M.   Floral Park, NY 12-24-14


Resolved a 15 year matter in 2 weeks unfroze our accounts and saved us more than we could of imagined

“I would like to open by saying how grateful I am to Michael Sininsky for helping me with my legal problem.  I was beside myself when I spend a hit letter from an attorney who.informed me that I was in debt for a very large amount of money that was owed 15 years ago I thought the matter had been resolved through my divorce, but to.my dismay it wasn’t and had accrued an astronomical amount of late payments and finance charges, they froze our bank accounts , but through the expertise of Mr.Sininsky he resolved a 15 year matter in 2 weeks unfroze our accounts and saved us more than we could of imagined I recommend the Dramer Law firm highly and lifted a great deal of stress for us. sincerely Mr & Mrs. Vogel”,  NY   12-15-14


We are so pleased with the results.I know we could not have been successful without their help

“Recently we finished the debt relief program through Dramer Law. We are so pleased with the results.I know we could not have been successful without their help. Michael called every month to see how we were doing and was always available to answer questions or offer support. What a wonderful feeling to be out of debt at last!  Michael, I’m gonna miss you!”   Steven & Esther W.  12-12-14


Suze Orman, America’s most recognized personal finance expert: a two-time Emmy® award-winning television host, best-selling author, magazine columnist, writer/producer and motivational speaker, was quoted, “As hard as it is to spend more money on this, a solid lawyer with experience in dealing with timeshares and real estate foreclosures is going to be a good investment for you right now.

We’d like to add our own quote to follow Suze’s,”It’s an even better investment with Dramer Law since you don’t pay any money upfront and won’t pay a penny unless successful!


Getting Started is Easy…


Call Now for Your Free Consultation

When you call, an experienced member of our team will ask the right questions to determine the best course of action.  We will analyze your expected savings or expected damages you should expect to receive.

See How Much You Can Save

We will go over each option to make sense of your situation and will be sure to discuss in detail the pros and cons of each.  Our timeshare relief representatives will be sure you understand the cost benefits and will be sure to disclose our fees fully. 


Hire us with No Upfront Fees

You don’t pay upfront fees so we waste no time getting to work.  An assigned member of our team will be in constant contact with you throughout the process.  We work as quick as possible to bring a successful resolution to your situation.

Time is your enemy when it comes to timeshare termination and cancellation.  It’s best to get help as soon as you realize you have a problem.  There is no set path or direction one must take to get out of a timeshare contract.  Each person’s concerns represent a unique situation that demands focused individualized attention.  Whether you require cancellation, termination, settlement, litigation, help to file for bankruptcy, or help with any other debt-related problem, our relief lawyers take their time with you during the free consultation to explain the essential details of your situation and structure a course of action that will be most beneficial for you.  So Don’t Delay – Get Help Today!



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Business Hours

Creditor Negotiations
Mon - Fri: 9:00am - 6:00pm EST
Client Service & New Consultations
Mon - Fri: 9:00am - 8:00pm EST
Weekends By Appointment Only



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*Individual results may vary based on consumer’s earnings, assets, and current situation.  Our law firm does not assume or pay your timeshare, nor provide credit or tax advice about any forgiven amounts.

*The Law Offices of Kenneth H. Dramer P.C. is not associated with the government, and our service is not approved by the government or your timeshare resort. Even if you accept this offer and use our service, your timeshare may not agree to cancel your contract.

*Be wary of any company that tells you not to pay your bills as that may have a negative impact on your credit report and other consequences.  For example, your timeshare loan may continue to accrue late fees and penalties; you also may receive calls from your lender and/or their collectors, you could even be sued for non-payment.  Your lender may obtain a judgment against you.  Make sure you choose a company that explains the benefits and consequences of each timeshare relief option.

*The information provided on this site is for general information and educational purposes only.  The information presented should not be considered legal advice, and should not be misconstrued as such, and should most definitely not be acted upon without first consulting with an attorney. The information is subject to change without notice. Consult a lawyer licensed in your jurisdiction for specific advice.

*We proudly assist people with filing for bankruptcy relief under the Bankruptcy Code as well as various other services to help avoid bankruptcy.