Fair Debt Collection Practices Act Violation Lawsuits

You Can End Collector Harassment and We Can Help

FDCPA Services


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End Debt Collector Harassment

If you owe money to a collector and have fallen behind on your payments, that does not give a debt collector the right to violate your rights. Congress created the Fair Debt Collection Practices Act (FDCPA) in 1977 to stop abusive practices by third-party debt collectors. The FDCPA forces consumer debt collectors to follow guidelines and regulates how they must behave when attempting to collect on a debt. Many FDCPA violations occur on a daily basis. Many debt collectors deliberately violate FDCPA laws in hopes of pressuring you into a payment. These debt collectors think that you are not aware of your legal rights and that they can get away with violating the law.  What do you do when that happens?  You get an FDCPA Attorney on your side!

FDCPA Attorneys

Learn about your rights.

See what you can win.

Contact Us Today.

FDCPA Attorneys

Learn about your rights.

See what you can win.

Contact Us Today.

Free Case Review

If you are unsure about whether your rights have been violated, you can call us for a free consultation.  We will review any collection correspondence you may have received from a collector potential violations for absolutely no charge! Not ready to call yet?  You can read the Fair Debt Collection Practices Act to find out if a violation has occurred.  Pay specific attention to the following sections:

  • 805 – Communication in connection with Debt Collection
  • 806 – Harassment or Abuse
  • 807 – False or Misleading Information
  • 808 – Unfair Practices

Once you have determined that a violation has taken place or if you are unsure if a violation has occurred, you should call us today, and we will advise you of your rights. One of our attorneys or paralegals will be here to help you to determine what further actions you should take. You can fight back, and we are here to help you do just that! Don’t wait. The sooner you contact us, the sooner we can help to stop the harassment.

Let Us Help You!

Get Your Free Consultation

 

Our NO FEE Promise!  FDCPA Attorney New York Violation Lawsuits

You do not have to let debt collectors get away with their violations. If a debt collector violates the rules and requirements of the FDCPA, you have the right to sue them using an FDCPA Attorney New York and receive money back. If a debt collector’s actions are deemed illegal and we are successful in your FDCPA claim, not only will the harassment stop, but the third-party debt collector will have to pay you damages, in addition to your attorney and court fees, as well as up to $1,000 per violation.

If we take further action on your behalf, and we do not win your case, you will not have to pay a fee. We only charge for FDCPA violation lawsuits on a contingency basis upon success, and at that point, your collectors will have to pay our fees, not you, so you have nothing to lose!

 

There is no fee if we do not win your case!

When we do win your case – the collector that violated the law pays our fees for you and pays you up to $1,000 plus damages per violation.

View Real Actual Results from Some of Our FDCPA Cases

  

      

      

      

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FREE CONSULTATION & DOCUMENT REVIEW by an FDCPA Attorney

To understand YOUR options for fighting back as well as getting out of debt and returning to a healthy financial future. Working with the assistance of certified debt attorneys not only guarantees you protection against unscrupulous debt collection agencies, but also helps to clearly organize and explain the entire process so that you understand exactly how we can proceed.

If you are getting harassed by a Collection Agency, Debt Purchaser, or Debt Collection Attorney, or even if you simply received a letter from a collector or attorney and want to see if there may potentially be a violation…Call for a FREE CONSULTATION as and take advantage of our FREE REVIEW of call logs for any phone violations and letter review for any potential written violations!

Before we make any recommendations, our debt lawyers, certified debt relief specialists, and paralegals are trained to ask the right questions to find out about your specific situation. We will determine which course of action will work best for you. We do not only offer one path, as no one process can solve everyone’s needs. We will take our time with you and help evaluate what your best course of action should be. Call now, and one of our advisors will be there to get you started on your path to financial freedom. There is no obligation to enroll, so don’t delay.  CALL TODAY 1888-314-1722.

We Are Able to Help if Any of the Following Apply to You:

  • Have you been called before 8 am or after 9 pm?
  • Have you been called at your place of work more than once?
  • Did a debt collector call a party other than your spouse more than once?
  • Has a collector told someone other than your spouse they are trying to collect from you?
  • Are you continually getting harassing calls?
  • Did a collector fail to send you written notice of the debt?
  • Are collectors trying to collect an amount that is not accurate?
  • Are collectors trying to collect a debt that is not valid?
  • Did a collector lie to or try to deceive you?
  • Has a bill collector physically threatened you?
  • Did a collector imply they’ll have you arrested for not paying?
  • Did a collector threaten to sue you by a specific date and not actually sue?
  • Did a collector use obscene or abusive language?

Why Choose Dramer Law for Your Fair Debt Collection Practices Act Lawsuit?

Debt is Our Specialty

Other companies and law firms offer debt relief – we specialize in it!  We Know the FDCPA laws.  We do not offer any services that aren’t strictly related with clients that are struggling financially so our clients have unique needs, compared to those of other law firms, that we can cater to.  We offer all debt relief options and we service our clients like family.  You should never settle for less than the best!

One on One Client Service

All of our client relationships are One on One.  You’ll have one individual client service representative that will be your point of contact and you’ll build a relationship with them so they’ll know exactly what you are going through.  Aside from treating you with the upmost care possible, this means you won’t have to deal with multiple people and re-explain your situation to a different person each time you call.  This saves time for you and eliminates any extra stress for you as time is money and being stress free is just as important as being debt free!

Client Service Response Time

All of our attorneys, paralegals, and negotiators are dedicated to providing the best possible experience while achieving results.  We are available long hours but should we happen to be unavailable for any reason we pride ourselves on returning calls and emails right away, not several days later like most attorneys.

Our Reputation

Many companies aren’t proactive; they put no effort into your case, and they don’t even return calls from you let alone the collectors that want to settle and pay you!  At Dramer Law, our cases are resolved quickly – putting a swift end to your harassment and putting money in your pocket as soon as possible.

Other Services

Many times, when our mortgage relief clients need assistance with other areas of their financial lives.   We offer various other services to help with credit card debts, collection accounts, taxes, and student loans too.  When debt is the problem – we are the answer!

Have You Been Sued?

If one or more legal actions have been taken against you, we can usually negotiate a settlement without having you even step foot in a courtroom. If it is necessary to go to court, our debt attorneys can provide the debt collection lawsuit defense you will need to either buy time for you to gather funds to settle with or, through litigation and just cause, can result in the dismissal of a pending lawsuit.  If you were sued a long time ago but didn’t do anything about it, there may now be one or more judgments obtained against. Whether there have been no post-judgment collection efforts or if the judgments are being enforced by way of lien, levy, or garnishment, we can usually still negotiate an agreement to save you money, or at the very least unfreeze your bank accounts to enable you access to your money.

Our bankruptcy lawyers can even help you file for either Chapter 7 or Chapter 13 bankruptcy to rid you of your debts if we try to negotiate and are unable to come to a resolution!  Simply put, we do it all so one way or another we will be able to help you!

Getting Started is Easy

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Call Now for Your Free Consultation

Call today for your free consultation with an experienced member of our team who will ask the right questions to determine if there has been a violation. They will ask for documentation of any letters received or call logs to prove harassment.

See How Much Money We Can Save You

Each violation entitles you p to $1000 plus damages.  The greater damages sustained, the greater the reward.  Our debt relief representatives will be sure you understand the cost benefits and will be sure to disclose our fees fully including the fact that we don’t get paid if we do not win your case..

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Retain Our Law Firm and Let the Money Come In

Once retained, we waste no time in taking action.  We will work quickly and efficiently to bring a successful resolution to your situation.  You will be assigned a specific member of our team that will be in constant contact with you throughout the process.

You have nothing to lose except for the harassing calls!

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*Individual results may vary based on consume the circumstances of the lawsuit and multiple other factors.  Our law firm does not assume or pay any debts, nor provide credit or tax advice on forgiven amounts. Process is not available in all states, and does not obtain immediate results.

*Be  wary of any company that tells you not to pay your bills as certain debt relief options may have a negative impact on your credit report and other consequences.  For example, your debts may continue to accrue late fees and penalties, you also may receive calls from your creditors and/or debt collectors, you could even be sued for non-payment.  If a creditor obtains a judgment against you they have the right to garnish your wages or put a lien on your home.  Make sure you choose company that explains the benefits and consequences of each debt relief option.  Please read and understand all process terms prior to enrollment.

*The information provided on this site is for general information and educational purposes only.  The information presented should not be considered legal advice, and should not be misconstrued as such, and should most definitely not be acted upon without first consulting with an attorney. The information is subject to change without notice. Consult a debt relief lawyer licensed in your jurisdiction for specific advice.

*We provide Debt Relief services and are a debt relief agency, as defined by the U.S. Congress. We proudly assist people filing for bankruptcy relief under the Bankruptcy Code as well as various other services to help avoid bankruptcy.