Casino Marker Gambling Debt

Payment Plans, Debt Settlement, Lawsuit Defense, & Bankruptcy

Debt Relief Services

Debt Consolidation

Debt Management

Debt Settlement

Debt Validation


Debt Relief Attorneys

Learn about your options.

See what you can save.

Contact Us Today.

Debt Relief Attorneys

Learn about your options.

See what you can save.

Contact Us Today.

Let Us Help You!

Get Your Free Consultation


What is a Casino Marker?


A casino marker is a line of credit issued by a casino without much background evaluation as to your creditworthiness.  After a brief financial assessment, a marker is approved which can lead to your instant financial fortune or failure.  Casinos do not charge interest on their markers from the start, but if not paid back on time, the marker will quickly turn into a loan with a high price in both interest and even potential criminal charges.

A casino marker is tied to your bank account to secure the line of credit. However, it is very common for Casino to issue markers without first verifying there are enough funds in the bank account to cover the amount of the marker.  It is fraudulent for you to take out the casino marker knowing you do not have enough funds available to cover the amount borrowed, so the Casino’s could press charges against you if you did.  Laws in the gaming states assume the original intent of any individual that doesn’t pay back a casino marker was an attempt to defraud a casino.

Unfortunately, even if you had enough available in your bank account to cover the line of credit at the time you took out the marker, you can still be charged with fraud if you deplete the funds by the time the marker repayment is due.

Can I Go To Jail for Not Paying a Casino Marker?


If the casino marker that is in default originated in Atlantic City or Las Vegas, it is considered the same as writing a bad check which is a felony offense.  If you are not a resident of Atlantic City or Las Vegas and take out a casino marker as a tourist and don’t pay then a warrant can be issued for your arrest which can reach all over America.  You could end up in jail no matter where you live for being in debt to a casino!   Thankfully our attorneys and those in our network can get warrants lifted as well as arrange for releases from custody.

Our Debt Lawyers Can Help Before or After a Casino Sues You


Upon hiring our firm, to assist you in dealing with your casino marker debt, we will be able to provide you either:

  • a casino marker debt settlement attorney
  • a casino marker lawsuit defense attorney, or
  • a bankruptcy attorney that knows the laws dealing with Bankruptcy and Casino Markers.


Call Now to Learn More About Your Options.

Debt Relief Options For Casino Markers

If you’re looking to get rid of your gambling debt, look no further. Dramer Law has helped many clients just like you.  The most important benefit of having one of our casino marker lawyers on your side is that they can offer options.  We can help negotiate a payment plan, can help you settle for less, can defend you in court, or can help file bankruptcy. One way or another, we can help!


Debt Settlement

We do not charge upfront fees for our casino marker debt settlement services.  We only charge a fee if we successfully settle your marker balance for less than what you owe.  Our fee structure is such that we charge a percentage of the amount we save you so our only goal is to try to save you as much money as possible.  We know our abilities to get the job done and are happy to put our best foot forward and succeed before charging you a fee!   Our gambling debt settlement lawyers will never accept a settlement offer without first discussing the terms with you and gaining your approval.  We have negotiated many successful casino marker settlements with all the major casinos as well as their debt collection agencies, attorneys, and the Clark County District Attorney’s office which handles Las Vegas bad checks.  We have saved our clients hundreds of thousands of dollars and helped many of our clients avoid litigation.  Call Today to Get Help for Yourself.

Lawsuit Defense

If a casino has already sued for the gambling debt owed to them, the last thing you should do is nothing!  If you do nothing, the Casino’s Attorneys will enter a default judgment leading to negative marks on your credit reports and can lead to bank account freezes, liens against your property, and garnishment of your wages.  If you took out your casino marker in Las Vegas, your file could be sent to the Bad Check Unit of the Clark County District Attorney’s office where they can press charges against you for non-payment of your marker.  If lawsuits or criminal charges were filed against you over a casino marker, we can prepare your lawsuit defense and additionally, help try to reduce the amount of debt owed by settling for less.  We will work with the casino, their attorneys, or if the marker was from Las Vegas can work with the Clark County District Attorney, to arrange a payment plan or a casino market settlement to avoid criminal charges against you or entry of a judgment.



Bankruptcy is a choice as a last resort that one of the bankruptcy attorneys at our firm can offer.  If you can’t establish a payment plan or gather funds for a reduced settlement payoff, debt relief through bankruptcy is a choice.  Gambling debt is dischargeable in bankruptcy but is more complicated than it would be to try to discharge other types of debt. The reason for the extra complication is that the Casino which extended the credit for the funds will more than likely try to object to the discharge of the debt owed to them through an adversary proceeding.  They will plead that you wrote a bad check and had no intentions of repaying to convince the trustee you committed an act of fraud.  If successful, fraudulent debts are non-dischargeable and you would be left owing the money.  Although the Casino Marker cases are more difficult to handle, our Bankruptcy Attorneys have been successful in discharging many clients’ gambling debts throughout the years.

How Dramer Law Handles Our Debt Relief Cases

Read More by Expanding the Below:

Free Consultation, Fact Finding, & Financial Analysis

When you call our firm, we will want to know how and when your financial hardship began as well as what the current status is, to get a better understanding of what you are experiencing.  Our staff is trained to ask the right questions to make sure that no stone in your financial picture goes unturned.  Any representative that will speak with you will have a minimum of 10 years experience

We analyze your current financial situation including your assets and liabilities as well as your current cash flow, allowing us to narrow down our services more specific to what you can afford.  This step is critical in any of our processes as we ensure that whatever service we recommend will be within your budget and therefore you’re more likely to succeed.


Full Disclosure, Recommendation, & Customization

There are multiple options for each problem we encounter so based on your analysis; we will then tailor fit the best option to the individual needs of your budget.  We will explain in great detail all aspects of each process including the risks & fees – not just how much money you can save.  Nothing will be hidden from you as we are a full disclosure law firm.

Our Relief Specialists are NOT Paid a Commission so there will be no sales pressure at our law firm.  There is no obligation to retain our services.  You will be given all the facts you need, and then you will be given plenty of time to think things over.  Debt relief is an important decision, and we won’t rush you!  We have worked hard over the years to earn the reputation we have by giving honest advice to those in need rather than the advice that benefits our bottom line!

Limited Power of Attorney & Authorization to Communicate
Lenders are Sent Notice of our Representation

Once retained, we immediately send a copy of our Limited Power of Attorney to your creditors, debt-collectors, or attorneys.  Sending notice of representation is the first step in curbing any creditor or collector calls you may be receiving.  We do not want you to be harassed – we’ll take over the calls for you.

The Fair Debt Collection Practices Act (FDCPA)

Once any third party servicer, debt collector, debt purchaser, collection attorney, foreclosure attorney, etc. receive our Limited Power of Attorney, they are obligated to contact us directly on your behalf.  Failure to do so is a violation of the FDCPA, and we will sue them for you.  There is no fee charged to you if we do not win your case, and if we do win, you can win up to $1,000 per violation, and the collector in violation will pay our attorney fees for you.  It’s basically free money!

We Get the Job Done!
We are Incentivized to Perform

Our mortgage negotiation services are offered a fee structure as such that you pay part of the fee when retaining our firm and part of the fee only if we’re successful.  The success fee helps ensure we are incentivized, so you’ll know we have your best interests in mind.   We don’t benefit from getting you to hire our law firm, but instead, we benefit when we get the job done for you.  You pay for our performance – and that’s what we do – we perform!  We never agree to anything without first consulting with you and getting your approval.  It is your debt and your money, so you have the final say in all of our negotiations

We Work Efficiently & Quickly

The combination of our experience, well-trained representatives, long hours, and state of the art software, allow us to accomplish more in any given day than most other firms only dream about. This can be said for ANY service we offer from negotiations to litigation to bankruptcy.  We work quickly on your behalf as the longer you delay with a deed in lieu of foreclosure, the more fees your lender will charge.  We will be in touch with you throughout the process to keep you informed and are available when you need us.

Are you looking for professional advice?
Let Us Help You!

At The Law Offices of Kenneth H Dramer PC, before we make any recommendations, our debt lawyers, certified debt relief specialists, and paralegals are trained to ask the right questions to find out about your specific situation. Based on your current income and your financial hardship, we will determine which course of action will work best for you. We do not only offer one path, as no one process can solve everyone’s needs. We will take our time with you and help evaluate what your best course of action should be. CALL NOW FOR A FREE CONSULTATION and one of our advisors will be there to get you started on your path to financial freedom. There is no obligation to enroll, so don’t delay.

One way or another, we can help!

View Real Results from Our Casino Marker Debt Settlement Services.


All settlements are represented as a percentage of the debt paid back. 

For example, a 40% settlement means that 40% of the debt is paid back and 60% is forgiven.



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Why Choose Dramer Law for Your Debt Relief Needs?

Debt is Our Specialty

Other companies and law firms offer debt relief – we specialize in it!  We do not offer any services that aren’t strictly related with clients that are struggling financially so our clients have unique needs, compared to those of other law firms, that we can cater to.  We offer all debt relief options and we service our clients like family.  You should never settle for less when trying to settle for less!

Lower Fees

Since our clients don’t have tons of money to spare like attorneys that practice in other areas of law, we charge low fees making our services affordable for anyone that needs help.  Unless your case involves one of our attorneys having to go to court, our negotiation service fees are flat fee based not charged hourly.

One on One Client Service

All of our client relationships are One on One.  You’ll have one individual client service representative that will be your point of contact and you’ll build a relationship with them so they’ll know exactly what you are going through.  Aside from treating you with the upmost care possible, this means you won’t have to deal with multiple people and re-explain your situation to a different person each time you call.  This saves time for you and eliminates any extra stress for you as time is money and being stress free is just as important as being debt free!

Client Service Response Time

All of our attorneys, paralegals, and negotiators are dedicated to providing the best possible experience, while achieving results.  We are available long hours but should we happen to be unavailable for any reason we pride ourselves on returning calls and emails right away, not several days later like most attorneys.

Our Reputation

Many companies do nothing for the high fees they charge.  We have heard many horror stories.  These companies aren’t proactive, they put no effort into negotiations, they don’t even return your calls let alone calls from collectors!  These actions cause collectors to seek other measures to collect, often meaning lawsuits.   We typically work repeatedly with the same companies and are known for resolving accounts so therefore have a great reputation with industry lenders and collectors.  This benefits you when we contact these companies on your behalf, they know the accounts will get resolved and therefore we are usually able to avoid legal action!

Other Services

Many times, when we successfully get our clients out of debt, they still need assistance with other areas of their financial life.  We offer many different services for those struggling with debts including Business Debt Relief, Mortgage Relief, Tax Relief, & Student Loan Relief.  When Debt is the Problem – We Have the Answers!

Client Testimonials

The court proceedings were annulled, and agreeable working terms were consolidated with my creditors

“Having to deal with a debt collection and settlement situation is a scenario that can certainly occur to anyone, irrespective of their station in life or how judicious they might have been in managing their finances. I was very ill-prepared to deal with this situation when it confronted me. By shear chance, pretty much stressed out on my options, I stumbled on on my very first internet search. This was indeed my first port of call; I talked to Michael and I had the gut feeling I could work with them. I have not only been happily surprised, but very satisfied with my collaboration with Dramer.  Michael, my principal liaison from day one has been very professional, available, applied, assiduous, and reassuring throughout this relationship; it is hard not to state it in such glowing terms, when it is what it is. From communications via phone calls, faxed messages, and e-mails I was able to receive and transmit all the paperwork relevant to my case. The court proceedings were annulled, and agreeable working terms were consolidated with my creditors. Equally appreciative is the post-resolution services and relationship that Dramer offers. Please give Dramer a try and I’d bet you will express your satisfaction in even more glossy terms.”  N.T. Oneaonta, NY.  12-22-2017

I wouldn’t go anywhere else.

“The Law Offices of Kenneth H. Dramer are extremely knowledgeable and dedicated. They completely turned around a very trying situation for me. I had a million questions and was pretty lost about what steps I should take next and Mr. Sininsky, quite patiently explained everything to me. I wasnt even their client at this point and they were already going above and beyond. I didn’t feel rushed or like I was being blown off. It was that unfront honesty and eagerness that sealed the deal for me. Once hired the process was thoroughly explained to me and it was about as effortless (at least on my end) as humanly possible. Mr. Sininsky was personable, honest, deligent, and stayed in communication with me every single step of the way. I never felt at anytime like I was getting less than 110% from them. If I have any other legal issues that fall within the area in which their office practices, its literally a no brainer for me, I wouldn’t go anywhere else.”  Teresa J.,  Bronx NY.  12-14-17

Very sharp and on point. Their price is very reasonable.

“Like most people bankruptcy never crossed our mind. My husband and I owed  a lot  of debt due to closing of our business, but we still tried to payoff debtors little by little. Until we got hit with a summons from the court ( for over 100K lawsuit). We research all over the internet and called many law firms and layers. Many of them ask what we want to do?.. We wouldn’t of call if we know what to do. And some offered hardship /debt relief or settle your debt for less.. no matter what you call it at the end you still have to pay  the creditors, the debts collectors and the lawyer. In our case there is no way we can payoff everything. Many random phones calls later, we were fortunate to come acrossed Mike, he has explained  to us bankruptcy doesn’t  mean we will lose our house or car.  As couple we are able keep certain amount of assets. We were also worried about our credit score, the bankruptcy record will stay in your record for 7 years ( our score were poor anyway).  There aren’t that many reviews on the internet about them and like most people we’re not sure if we can trust them.  Give Mike a call and a chance, his very sharp and on the  point. Their price is very reasonable.  Bankruptcy was the best choice we made and the cheapest way out. Now half year later we are debt free, no need to worry from phone calls from debts collectors.  Get to keep our house and car, even our credit score went up.  Don’t understand why we didn’t  do it  sooner I guess we were like a lot others  going day by day try to be nice by paying off little by little.  Thanks!”  JC,  Queens, NY.  7-7-2017

They were extremely professional and made the process easy

“The Law Offices of Kenneth H. Dramer P.C Attorneys at Law were efficient in handling by bankruptcy case. They were extremely professional and made the process easy! I highly recommend them.” – Jamie M.  Seaford, NY 5-30-2017

They're highly recommended

“They were very helpful. They were able to reduce the money I owed to less than the original amount. Mike handled my case, he’s very professional and efficient, he made sure I understand the whole process, any questions I have are answered promptly. They’re highly recommended.” Rodolfo P.  Queens, NY   6-27-2018

It has been an absolute pleasure working with you

“I just wanted you to know it has been an absolute pleasure working with you. You never made me feel harried, pressured or overly anxious about paying off my bills. I wish everyone would be like that.  Thank you again & i hope you don’t mind if i touch base with you the future, just to give you updates on how things are going.  Be well.”  Mary R.  Bayshore, NY  4-30-2018

I would highly recommend Dramer Law for your debt settlement needs

“I would highly recommend Dramer Law for your debt settlement needs.  A few years ago my husband and I had accrued entirely too much debt and no matter how hard we worked or how much we tried, we were unable to keep up with our bills and making the minimum payments was getting us nowhere. The best de