Debt Collection Attorneys
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Why You Should NOT Collect Your Own Debts
While learning from past mistakes is great, dwelling in the past is not. Trying to collect your past due debts on your own after having already expended energy and not being paid in the first place is just compounding your losses. There are only so many hours in the day that having to deal with debts you’re owed on your own time means you’re taking time away from other aspects of your business that may warrant your attention. As a business owner it would be more profitable to spend your time looking towards the future and new business or trying to figure out other ways to make your business more efficient and run smoother or become more profitable. Your role should be managing the day to day operations of your business and dealing with any hiccups that arise not chasing after your customers or clients that are not paying you.
Your Employees Have Costs But NOT Guaranteed Results
Having your existing employees collect for you means paying their salary while they work. If your employees are already overwhelmed, hiring new ones means laying out more salary, extra taxes, vacation expenses, health insurance, and other potential benefits that would need to be paid. Then you’ll have to take the time to train the new employee and ask yourself honestly what debt collection experience do you even have to train them with? Are your collection methods really the best methods that can be used? If not, you are guaranteed to pay the costs associated with the employees’ labor that it will take you to find out if your techniques work or not! Hopefully, you can save yourself those costs by just doing some simple research on outsourcing and how most companies are doing it in effort to REDUCE in house labor costs and expenses rather than increases them. Wouldn’t it seem to make more sense to not have to pay anyone unless you were guaranteed to be collecting the money you are owed? Why pay guaranteed salaries to non-professional collectors when you only have to pay our professional debt collection attorneys when we collect? With our accounts receivable management service we don’t get paid unless you do…GUARANTEED!
Trial and Error Wastes Time While Accounts Fall Further Behind
This is your money, from work you’ve already done and now you’re at risk of not getting paid and having all that time and effort go completely to waste. In order to collect as much of your money as possible you need to get started right away and stay on top of it. All studies conclude that the longer you wait to collect the less likely you are to collect. Our collection methods that are time proven should be used as the first option not your last! There is no time to waste learning from your mistakes through trial and error while your money is falling further and further past due making it less likely to collect a dime with each passing day! We have a practical, effective, streamlined and cost efficient process that is READY TO GO TO WORK FOR YOU TODAY to reduce the number of days past due money is owed to you and in turn will reduce the amount you are owed! It is imperative that you act as soon as possible since those that owe you money most likely owe numerous other people or companies as well! The longer you wait to collect the more likely it is that another company will be the early bird and collect whatever may be available leaving you left high and dry.
The Longer You Wait to Collect The Less Likely To Collect
Time is Money in more ways than when it comes to debt collection in New York. So what do you do to make the most of your collection efforts? Do you make your own calls? Have your staff do it? Play around with trial and error? Remember precious time is wasting as your delinquent accounts get fall further and further past due. Save yourself the time and hassle and let the experience debt collection attorneys from Dramer Law collect what you are owed for you and you won’t pay any fees unless we succeed!
The more time you wait, the less you’re likely to get paid what you’re owed. Don’t wait until it’s already too late. Our collection methods are proven. We don’t get paid unless we get you paid! One of our professional debt collection attorneys should be your first option not your last!
Hire Our Debt Collection Attorneys Today!
At Dramer Law, we treat all of our business owners with the same level of care and importance. Whether you have a few hundred people or companies that owe you millions of dollars or just a few people or companies that owe you a minimal amount, we are large enough to get the job done but small enough to offer a personalized approach unique in our industry.
We can help whether you have customers or clients that:
- genuinely want to pay but can’t
- are falling further and further behind
- seem to do anything they possibly can to avoid paying you perform-able!
All businesses aren’t the same! Your customers & clients aren’t the same either! We believe all collections efforts should not be the same and as such we cater our collection approaches specific not only to your line of business but also based on the different stages of account delinquency. Some accounts that are just falling behind don’t require as harsh of collection efforts as those that are over 120 days behind although they should be treated with dignity and respect in any stage of their delinquency. Doing so will help keep your good working relationships in place. No matter the scenario, our hard work, dedication, and our level of professionalism will pay off in benefits for the short and long term. Immediate benefits regarding money collected as a result of our efforts and long-term benefits by using our dignified collection efforts as not to damage your relationships, thereby allowing you the potential of repeat business from these very same clients or customers, after their delinquencies have been remedied.
Of course, we know no matter how great we treat your customers or clients, getting the job done is the most critical aspect of our work. The proof is in our performance! The number of repeat clients of ours should back up the fact that we perform whenever perform-able!
How We Handle Our Small Business Debt Collection Cases
Read More by Expanding Each Item Below:
We Get Started Right Away
We get working right away and don’t stop until you’re paid. We start with a couple of well written letters and follow up with some polite phone calls. This is where we will be able to see through the intentions of those we are trying to collect from for you. To avoid legal action, most usually work out some type of payment plan in this stage or depending on how far past due the accounts are many will end up settling at this time if we have been instructed by you to allow it. If those preliminary efforts do not work our collection efforts will intensify with a more aggressive call campaign letting them politely know we mean business.
Investigation if Necessary
Further investigations are necessary at times where we have to look into other lawsuits against them, and find out if there are already existing judgments, levies, liens, garnishments, etc. from other companies that were owed in the past. If so we will give you an update of such and discuss the best option in that scenario.
We Can Sue if You Want us To
We will do whatever possible to try to collect without having to sue, but if after speaking with you it is decided that a suing is the best option, we will do so in attempt to obtain a judgment against anyone who owes you money. Once a judgment has been obtained we will issue information subpoenas to locate assets. If they fail to respond to or lie on any answers in our information subpoena we will make a motion to hold them in contempt which can result in their arrest. Usually if they haven’t already gotten the message, this is their final wake up call. Typically, if it gets to this point and there is money to be paid, offers will come in and the past due accounts are resolved. If no offers are entertained, the information subpoena will tell us where the assets are and will just have to take them ourselves! To do so we will employ a host of post judgment remedies, such as obtaining bank levies, property liens, and even wage garnishments, to try to collect whatever money is owed to you.
We Are Persistent
Some debtors don’t have the funds that you are owed at the time we try to collect. Experience has taught us that the situations facing those that owe you money can improve over time. Just because they have no assets, job, or money in the bank now, it doesn’t mean that will always be the case. We will stay on top of your debtors systematically over time, so when things change and the opportunity may afford itself to collect at a later date we will be there to make it happen. If the debtors try to skip town, we offer skip tracing with the same system used by the FBI where we will be able to find almost anyone, anytime. They can run but they can’t hide from us or from paying you back. We will do our best to make sure of it.
We Exhaust All Debt Collection Efforts
Simply put, we will try everything possible and will not give up! The only way we’ll give up is if you are owed by a company without a personal guarantee and that company went out of business or bankrupt. If a personal guarantee existed we will keep going until we can collect from the individual. Only if both the business and individual file for bankruptcy, we will then cease our collection activity and return the account to your office at NO CHARGE!
Our Fee Structure for Debt Collection Cases
We handle most of our collection activity on a contingency basis as a percentage of what we collect from you. We have nothing to gain if we do not collect for you. This puts us on the same page as the more we collect for you, the happier we both are! With our lower than industry average fee structure formulated to keep your costs down, we know we cost you less when collecting what you are owed! Just one of the ways doing business with our firm will add to more dollars in your pocket as money saved is more money earned back.
Our typical charge ranges from 20-35% of what is collected depending on the size of the accounts, the number of accounts as well as a couple of other factors. Please keep in mind all debts to be collected must be more than $15,000.00. Any accounts in which legal action must commence the fees are slightly different which a representative will explain when you call. Should the need arise for court costs, bank account searches, or skip traces, the fees for those services are the only required out of pocket expense. We do offer discounts for larger placements, and we only get paid when you collect! You have nothing to lose.
Don’t wait until it’s already too late. The sooner you get started, the more likely we are to collect what you are owed. Our collection methods that are proven should be your first option not your last!
Are you looking for professional advice?
Let Us Help You!
At The Law Offices of Kenneth H Dramer PC, before we make any recommendations, our debt collection lawyers and paralegals are trained to ask the right questions to find out about your specific situation. We will help determine which course of action will work best for you. We will take our time with you and help evaluate what your best course of action should be. Call for a Free Consultation Now, and one of our advisors will be there to get you started on your path to recuperating your money. There is no obligation to retain our law firm, so don’t delay.
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*Past performance does not dictate future performance. Individual results may vary based on debtors earnings, assets, and current financial situation.
*Our law firm does not assume or pay any debts, nor provide extensions of credit. Debt Collection Services do not typically obtain immediate repayment results.
*Small Business Debt Collection is not available in all states,
*The information provided on this site is for general information and educational purposes only. The information presented should not be considered legal advice, and should not be misconstrued as such, and should most definitely not be acted upon without first consulting with an attorney. The information is subject to change without notice. Consult a lawyer licensed in your jurisdiction for specific advice.